bank rates

New York State Deal On 3 Top CD Rates

Visions Federal Credit Union has great 3-, 6- and 12-month CD rates for its 127,000 members in upstate New York (and one Pennsylvania county).

Visions Federal Credit Union beats the top nationally available deals in 3-, 6-, and 12-month CD rates.It’s paying:

  • 1.16% APY for 3-month CDs with a $2,500 minimum deposit.
  • 1.36% APY for 6-month CDs with a $2,500 minimum deposit.
  • 1.51% APY for 12-month CDs with a $500 minimum deposit.

All beat our top nationally available CD rates. (See our latest CD Rates Leaderboard.)

But you must be a member of Visions Federal Credit Union to purchase these certificates of deposit.

With a few restrictions, membership is open to those who live or work in Rochester or Syracuse, or in the New York counties of Broome, Chenango, Tioga, Chemung or Schuyler, or in Bradford County in Pennsylvania.

Members can buy CDs over the phone, by mail or at one of Visions Federal Credit Union’s 25 branches.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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Comments (4)
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4 Existing Comments
  1. Kathy at Bankaholic said:
    on March 16th at 08:57 pm

    Rates are still available as of March 16, 2011.

  2. Kathy at Bankaholic said:
    on March 30th at 08:49 am

    These rates are still offered as of March 30, 2011.

  3. Mike Cetera said:
    on May 24th at 12:16 pm

    The 12-month rate has fallen to 1.46% APY.

  4. Kathy at Bankaholic said:
    on May 26th at 09:47 am

    And the 3-month rate is now 0.90%, though the bank also offers higher “relationship” CD rates, but those have more restrictions.