bank rates

New York Deal On 13-Month CD Rates

Hand putting cash into a jar filled with moneyNew York state’s Hudson Valley Federal Credit Union is celebrating its 50th anniversary with special 13-month CD rates for its more than 267,000 members.

It pays 1.30% APY with a $500 minimum deposit.

That’s a quarter of a percentage point higher than the top nationally available 12-month CD rate on our CD Rates Leaderboard.

The special is slated to end April 28.

You have to be a member of Hudson Valley Federal Credit Union to buy these certificates of deposit. Anyone who lives, works, worships, volunteers or attends school in Dutchess, Ulster, Orange and Putnam counties can join, as well as members’ family and household members.

Membership requires a $5 deposit in a share savings account.

Members can buy these CDs over the phone, online or in person at one of Hudson Valley Federal Credit Union’s 19 branches in Arlington, Beacon, Brewster, Carmel, Fishkill, Highland, Hopewell Junction, Hyde park, Kingston, Middletown, Montgomery, New Windsor, Newburgh, Pleasant Valley, Poughkeepsie and Wappingers Falls.

(Note: To open an account online, select the 12- to 17-month option, then specify that you want the 13-month special under the term.)

Learn more about Hudson Valley Federal Credit Union at or call 845-463-3011.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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