bank rates

New York Deal: CD Rates Up To 2.5%

GPO Federal Credit Union offers these CD rates with a $1,000 minimum deposit.GPO Federal Credit Union has some good long-term CD rates for residents of upstate New York.

With a $1,000 minimum deposit, the New Hartford, N.Y.-based credit union pays:

  • 1.85% APY on 36-month CDs.
  • 2.50% APY on 60-month CDs.

The 36-month CD pays a fifth of a percentage point better than the top nationally available deal on our CD Rates Leaderboard.

The 60-month CD is an even better deal. It tops the best nationally available deal by three-tenths of a percentage point.

You must be a member to purchase these certificates of deposit.

If you’ve never bought a CD from GPO Federal Credit Union (, you must do so in person at one of its seven branches. (If you’re a repeat customer, you can purchase CDs by phone.)

There are three branches in Utica, including one in St. Luke’s Hospital, as well as branches in Dolgeville, Ilion, New Hartford and Oneida.

Membership is limited to those who work or are retired from one of GPO’s more than 150 sponsored employee groups, or those who live, work, worship or attend school in Annsville, Ava, Boonville, Canastota, Floyd, Florence, Forestport, Marcy, New Hartford, Oneida, Remsen, Rome, Utica and Whitestown, and in Herkimer County.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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Comments (4)
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4 Existing Comments
  1. Kathy at Bankaholic said:
    on January 9th at 09:18 am

    These rates are still available.

  2. Kathy at Bankaholic said:
    on January 15th at 11:07 am

    You can still get these rates.

  3. Kathy at Bankaholic said:
    on January 22nd at 09:51 am

    These rates are still being offered.

  4. Mike Cetera said:
    on February 15th at 10:38 am

    These rates have fallen, but they are still well above the best nationally available deal. You’ll now get 1.75% APY on 36-month CDs and 2.30% APY on 60-month CDs.