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New Jersey Deals On 3 Top CD Rates

These deals are available at one of two sister banks for a $500 minimum deposit.A New Jersey bank and its sister branch have several CD rates worth checking out.

Northern State Bank in Closter is offering:

  • 1.75% APY for 24-month CDs
  • 2.20% for 36-month CDs

Its sister branch, First Commerce Bank in Lakewood, is offering those deals but is also paying 2.20% APY for 30-month CDs.

All CDs require a $500 minimum deposit.

The 24-month CD rate matches the top nationally available rate for that term, but with a minimum deposit that is $9,500 less.

The 30- and 36-month CD rates are 3 basis points higher than the best 36-month CD rate and also require a lower minimum deposit. (Check out our latest CD Rates Leaderboard.)

You don’t need to live in New Jersey to purchase these certificates of deposit, but you do have to a visit a branch in person.

Northern State Bank is located at 530 Piermont Road in Closter and can be reached at 201-767-9995. First Commerce bank, which recently opened at 105 River Ave. in Lakewood, can be reached at 732-364-0032.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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  1. Mike at Bankaholic said:
    on June 29th at 10:18 am

    These rates are good as of June 29, 2011.