bank rates

New Jersey Deal On 6- And 24-Month CDs

Anyone living in New Jersey can beat two of the top nationally available returns on our CD Rates Leaderboard by just jumping online.

Bogota Savings Bank is paying 1.00% APY on 6-month CDs and 1.45% APY on 24-month CDs that are purchased online with a minimum $1,000 investment.

Besides outdoing the best national yield of 0.85% APY on our Leaderboard, the 6-month CD carries the added distinction of being in the top 10 short-term rates among the local and regional deals we track at credit unions and community banks across the country.

As for Bogota’s 2-year online CD, it handily beats the top nationally available rate of 1.35% APY.

While these two certificates of deposit can be purchased through the bank’s website, Bogota additionally offers a nation-leading 36-month CD for New Jersey residents who can visit one of its two branches in Bogota and Teaneck.

With the same $1,000 minimum deposit, it pays 1.56% APY, edging ahead of the 36-month national leaders that pay 1.50% APY.

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