bank rates

New Jersey Bank Offers 3 Top CD Rates

First Choice Bank offers this deal with a $1,000 minimum depositGarden State savers have their pick of good CD rates at First Choice Bank.

With a $1,000 minimum deposit, it’s paying:

  • 1.65% APY for 24-month CDs.
  • 1.90% APY for 36-month CDs.
  • 2.40% APY for 60-month CDs.

All beat their term leaders on the CD Rates Leaderboard by at least a fifth of a percentage point.

In addition, its 12-month CD of 1.15% APY matches the top nationally available rate.

You don’t have to be a New Jersey resident to buy these certificates of deposit, but you do need to visit a First Choice Bank branch in person if you’re not already a customer.

Current account holders can call the bank and fax in the necessary paperwork.

First Choice Bank ( has five locations in New Jersey’s Mercer County, in East Windsor, Hamilton, Lawrenceville, Mercerville and Robbinsville.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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Comments (2)
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2 Existing Comments
  1. Mike Cetera said:
    on January 4th at 01:40 pm

    These CD rates have all been cut. You’ll now earn 1.55% APY on 24-month CDs, 1.85% on 36-month CDs and 2.30% APY on 60-month CDs. All of these certificates of deposit pay well more than the best nationally available deal.

  2. Kathy at Bankaholic said:
    on January 15th at 11:05 am

    First Choice Bank’s 12-month rate also is lower now — 1.05% APY.