bank rates

New England Deal: 3-Year, 1.8% CD Rates

EBSBdirect.com offers this deal with a $1,000 minimum deposit.As recently as July, EBSBdirect.com — the online division of East Boston Savings Bank — paid 2.25% APY on its 36-month CDs.

While those CD rates are long gone, its 3-year certificate of deposit still pays more than the best nationally available deal.

With a $1,000 minimum deposit, EBSBdirect.com pays 1.80% APY.

That beats the best nationally available deal on our CD Rates Leaderboard — 1.75% APY offered by AmTrust Direct.

It also beats what you’d get at one of East Boston Savings Bank’s branches. The bank has branches in 10 communities, where it advertises a 1.75% APY on 36-month certificates of deposit.

So you must purchase these CDs online and only residents of Connecticut, Maine, Massachusetts, New Hampshire, New Jersey and Rhode Island can take advantage of this deal.

Don’t miss the other top CD rates we found recently in Massachusetts at Southern Mass Credit Union, which is offering top 24-, 36-, and 60-month deals.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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Comments (3)
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3 Existing Comments
  1. Kathy at Bankaholic said:
    on October 11th at 06:35 am

    EBSBdirect’s 3-year rate is still available.

  2. Kathy at Bankaholic said:
    on October 19th at 07:57 am

    You can still get this 3-year rate.

  3. Kathy at Bankaholic said:
    on October 24th at 08:19 am

    The 1.80% 3-year rate is still available.