bank rates

Bay State Deal: 1.5% On 15-Month CDs

Savers throughout Massachusetts looking for a top short-term yield while waiting on the Federal Reserve to finally begin raising rates should look to Needham Bank.

Paying 1.50% APY on a 15-month CD, Needham’s offer stands above the best nationally available 12-month return from the banks on our CD Rates Leaderboard.

A search through Bankrate’s database of the best CD rates nationwide will show you how slim the pickings are for 1- to 2-year yields better than this.

Needham operates eight branches in the outer Boston suburbs but makes its certificates of deposit available online to any resident of the state. A $1,000 minimum deposit is required.

Whether you’re searching for short- or longer-term rates, you can always find dozens of top-paying offers in our constantly updated roundup of the country’s best credit union and community bank CDs.

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