bank rates

Nationwide Deal On Short-Term CD Rates

Atlantic Coast Bank offers good rates on 7- and 15-month CDsAtlantic Coast Bank is offering two special odd-term CD rates that beat the Leaderboard and are available to savers nationwide.

With a $1,000 minimum deposit, it’s paying:

  • 1.05% APY for 7-month CDs.
  • 1.25% APY for 15-month CDs.

On our CD Rates Leaderboard, the current 6-month leader there is paying 0.99% APY; the 12-month leader, 1.15% APY.

Atlantic Coast Bank has 11 branches in northeast Florida and southeast Georgia, but sells its certificates of deposit nationwide online ( or by mail.

As recently as last summer, Atlantic Coast Bank offered regular CD rates that were among the best nationally available deals in the country.

Not anymore. In August 2010 it paid 1.85% APY on a 24-month CD. Today, its 2-year CD rates stand at 0.95% APY.

The bank does pay a decent rate on high-yield checking, although that, too, has fallen this year. On deposits of $15,000 or less, it pays 2.01% APY if you meet monthly qualifications.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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Comments (2)
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2 Existing Comments
  1. Kathy at Bankaholic said:
    on October 24th at 07:18 am

    These special rates are still available.

  2. Kathy at Bankaholic said:
    on October 28th at 10:04 am

    You can still get these rates.