bank rates

National Deal On 3-, 5-Year CD Rates

Firstmark Credit Union in San Antonio pays 1.80% on 3-year CDs and 2.55% on 5-year CDsWe love finding credit unions with great rates and membership loopholes. Today’s score: Firstmark Credit Union in San Antonio, which has great long-term CD rates and allows anyone who supports the local parks foundation to join.

With a $500 minimum deposit, it’s paying:

  • 1.80% APY for 36-month CDs.
  • 2.55% APY for 60-month CDs.

The 60-month rate is more than a third of a percentage point higher than the top nationally available rate for its term on our CD Rates Leaderboard.

The 36-month rate beats its leader by more than a tenth of a percentage point.

It’s important to note these rates have fallen in recent days.

We should also note that Firstmark offers tiered rates for deposits of $50,000 or more and $100,000 or more.

You must be a member of Firstmark Credit Union (www.firstmarkcu.org) to buy these certificates of deposit.

At first glance, membership is limited to those who live, work, worship or attend school in Bexar County, Texas; employees or students of a public school district, college or university in 13 listed counties; and relatives of a member.

But if you go through the online membership process, and select “none of the above” for “other eligible groups,” you’ll find the information about eligibility through Friends of the Parks, which supports the San Antonio Parks Foundation, on the next page.

If you join one of these organizations, Firstmark will pay the membership fee at no cost to you.

Membership requires a $5 deposit in a savings account.

Members can buy CDs over the phone or at one of Firstmark Credit Union’s 11 branches in San Antonio.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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Comments (2)
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2 Existing Comments
  1. Kathy at Bankaholic said:
    on October 24th at 07:04 am

    These rates are still available.

  2. Kathy at Bankaholic said:
    on October 28th at 09:56 am

    These rates have slipped to 1.75% APY for a 36-month CD and 2.50% for a 60-month CD.