bank rates

National Deal From Xceed Financial CU

Dollar signXceed Financial Credit Union has special 17-month CD rates for savers everywhere this summer.

It pays 1.50% APY with a $500 minimum deposit of new money.

That beats the top nationally available 24-month offer our CD Rates Leaderboard by nearly a quarter of a percentage point.

This is the second top deal from Xceed we’ve written about this year. The first – also odd-term offers – ended in February.

You have to be a member of Xceed Financial Credit Union to buy these certificates of deposit. Anyone can join by first becoming members of one of six organizations listed on the credit union’s website.

The least expensive is the Friends of the Webster Public Library, which supports the community library in Webster, N.Y., and has a membership fee of $8, or $5 if you’re older than 60.

You don’t have to take this step if you live in Carrollton, Dallas, Farmers Branch, Irving or Lewisville, Texas; greater Rochester, N.Y.; Bensenville, Elk Grove Village or Rosemont, Ill.; San Jose, Calif.; or St. Petersburg, Fla.

Employees and retirees of the credit union’s select employer groups, including Allstate, Xerox and Office Max, can also join, as can relatives of its 67,000 existing members.

Membership in Xceed Financial Credit Union requires a $5 deposit in a share savings account.

Members can buy CDs over the phone or in person.

Xceed Financial Credit Union has 13 branches in California, Connecticut, Illinois, New Jersey and New York.

Learn more about Xceed Financial Credit Union at or call 800-932-8222.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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