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Nationally Available: Take Home 2.30% On 5-Year CDs From Mountain America CU

roll of cash emerging from broken golden egg

It’s slim pickings these days for deals that beat the top nationally available 5-year return from the banks on our CD Rates Leaderboard.

That’s why we’re glad to see Mountain America Credit Union has reinstated its 2.30% APY offer on 60-month certificates.

Available to savers nationwide, Mountain America’s promotion offers a slight edge over the 2.27% APY you can earn from the top-paying national banks on our Leaderboard.

Its minimum deposit is also a modest $500, making it more accessible than the $2,500 and up required by the two national leaders.

We know 0.03% is barely a premium. But take a look through Bankrate’s extensive database of the day’s best CD rates, and you’ll see that 2.30% APY is something worth grabbing these days.

Membership in Mountain America is immediately available to any resident of Arizona, Utah, Nevada, Idaho or New Mexico, and can be established online or at one of its branches in these five Western states.

But savers living anywhere else in the country can become eligible by first joining the nonprofit American Consumer Council with a $5 membership fee.

For more than 150 additional certificates of deposit that beat the top national bank yields, be sure to visit our constantly updated roundup of the best-paying credit union and community bank offers from around the country.

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