Vystar Credit Union Savings Account Rates

You can take control of your financial future by making the right decisions today. Since long, the credit unions have helped many people to secure their financial future. Vystar Credit Union is one of the largest credit unions of America. It is serving over 350,000 members across the nation. In addition to the individual members it caters to the financial needs of businesses (eligible for its membership) as well. They have financial group representatives who can give you professional advice. Moreover you can get their help for home buying, selling, refinance and home equity loan closing process, from VyStar Title Agency, a division of VyStar Financial Group.

VyStar is driven by the philosophy of providing high yielding savings products, low loan rates and lowest or no-fee for financial services. As an investor you might want to open a Money Market Savings Account.

VyStar’s Money Market Account:
There is no minimum balance requirement for opening this account. You will earn competitive dividend rates on your balance. The dividends are compounded daily and paid monthly. Their is a Tiered Yield Structure where higher balance enables you to earn more. You can access your funds without any penalty. There is a complete liquidity of your funds. You may also access you funds by mail, ATM, phone and personal computer. The Optional Overdraft Protection is also available for your peace of mind.
- A balance less than $2,500 earns you a dividend rate of 1.00% with 1.00% APY
- A balance between $2,500 to $9,999.99 earns you a dividend rate of 2.47% with 2.50% APY
- A balance between $10,000 to $24,999.99 earns you a dividend rate of 2.96% with 3.00% APY
- A balance between $25,000 to $49,999.99 earns you a dividend rate of 3.34% with 3.40% APY
- A balance between $50,000 to $99,999.99 earns you a dividend rate of 3.83% with 3.90% APY
- A balance of $100,000 or greater earns you a dividend rate of 3.92% with 4.00% APY
*These rates are effective as on 13 February, 2008.
The National Credit Union Share Insurance Fund (NCUSIF) or the Fund, an arm of the National Credit Union Administration (NCUA), insures the shares you have in VyStar.

You may check its membership eligibility and apply for it. Start enjoying the financial benefits on a lifelong basis.