Golden 1 Credit Union Bank Rates

Founded in 1933 by a group of California state employees, Golden 1 Credit Union has become the California’s leading financial cooperative. With $6 billion in assets it ranks as the sixth largest credit union in the U.S. It constantly receives a superior rating by IDC Financial Publishing, Inc. and a five-star rating from Bauer Financial Reports, Inc. Being a full-service credit union it provides good financial products and latest delivery innovations. It operates with a mission of people helping people. Its members’ deposits are federally insured to the maximum amount for each member or shareholder by the National Credit Union Administration (NCUA), a U.S. government agency.

Its savings accounts offer high yields on the deposited amount. If you want to earn higher dividends on your spare funds then you might consider opening a Money Market Savings Account with this credit union. Given below are the dividend rates offered on this account:

- With a daily balance of $0.01 to $4,999.99 you earn a dividend rate of 0.80% having 0.80% APY.
- With a daily balance of $5,000.00 to $9,999.99 you earn a dividend rate of 1.54% having 1.55% APY.
- With a daily balance of $10,000.00 to $24,999.99 you earn a dividend rate of 1.98% having 2.00% APY.
- With a daily balance of $25,000.00 to $49,999.99 you earn a dividend rate of 2.47% having 2.50% APY.
- With a daily balance of $50,000.00 to $99,999.99 you earn a dividend rate of 2.96% having 3.00% APY.
- With a daily balance of $100,000.00 & Over you earn a dividend rate of 3.35% having 3.40% APY.

Money Market Savings Account features:
- It requires minimum $2,500 opening deposit
- There are no minimum balance required to earn dividends
- There are no monthly service charge if minimum average daily balance of $2,500 is maintained
- You will earn dividends on the basis of; Your tier-rate based on your full balance, Deposits available through payroll deduction

You get immediate access to your account through phone, ATM / Check Card and Online Account. You will receive regular account statements. Your savings are federally insured by NCUA.