Wachovia Bank is ready to help you with its different types of saving accounts such as Way2Save, Premium Savings, Health Savings Account / HSA.

Way2Save:
You can start saving automatically under this scheme. $1 will be transferred to your account on making check card purchase, paying bills online or set up automatic debts from your checking accounts. You can even set up an automatic transfer of up to $100 each month to your Way2Save account from your Checking account.

Annual Percentage Yields (APYs):
In year one you earn 5% APY.
In year two you earn 2% APY.
In year three you earn 2% APY.

For first 3 years you will get an Annual Bonus on your Savings Account:
Year One: You get 5% of the eligible balance, up to $300.
Year Two: You get 2% of the eligible balance, up to $300.
Year Three: You get 2% of the eligible balance, up to $300.

@ There is no minimum balance or initial deposit requirement.
@ There is no penalty to withdraw funds from your Way2Save account.

Premium Savings Account:
You can open your account with minimum initial deposit of $100 and maximum of $25,000.
Balance Tier:
Balance of $0-$9,999 earns you 0.45% interest, 0.45% APY
Balance of $10,000-$24,999 earns you 0.75% interest, 0.75% APY
Balance of $25,000+ earns you 0.85% interest, 0.85% APY

For building your balance you can set up automatic transfers of as low as $25. You need not pay fees if you maintain the minimum balance or if you are under 18 years of age.

Health Savings Account / HSA:
It is meant for the individuals having a high deductible health plan. Its working is similar to a retirement savings plan in which you can add up funds before taxes, subject to certain limits and reducing the amount of federal income tax payable for the year.

Common Features for the above accounts:
@ APYs are accurate as of 08/08/2008 and are applicable for the Zip Code 91108. To check for your region you may visit the site.
@ Your funds are FDIC insured.

For any guidance you may contact Alice Lehman (Managing Director of Investor Relations) at (704) 374-2137 or for toll-free banking call (800) 922-4684.

If you are looking for suck kind of guaranteed service then switch on to our age old “NOVA BANK”. Nova bank is a huge setup and it has been working as a community banking institution for more than 116 years. It provides a wide range of financial products and services to greater Philadelphia region because it works as a Pennsylvania state chartered savings bank. Its subsidiaries include Nova Financial Services, Inc. and Nova Trust Company. For a better understanding of it

Statement Savings Offered By Nova Bank:
This scheme is solely and wholly for those people who want unlimited branch withdrawals and deposits in a saving account. Earlier most of the banks did not permit clients to deposit or withdraw funds above the prescribed limit. But with the introduction of this scheme all the apprehensions have been resolved. Isn’t it exciting?

Under this account you get to earn .70% interest, .70% APY.

Features:
@ $500 is required as daily collected balance or $5 will be charged as monthly fee.
@ Minimum balance is not required for children under 18.
@ Pre-authorized transactions are limited.
@ ATM card for free.

Nova Bank’s prime concern is the utmost satisfaction of its clients, that’s why it is making the Statement Savings funds accessible through ATM cards. Thus, the masses practicing numerous banking transactions have a great opportunity as they can transact money without any fear of paying extra tax. What are you all thinking about, pull your socks up and do invest under this scheme.

For further information call (877)482-2650 or
email info AT novasavingsbank.com.

For a Savings Account WTDirect is offering 3.26% APY with a balance of $10,000 and above. WTDirect has been established by Wilmington Trust Corporation. WTDirect is their Online way of doing business. They have established this website https://www.wtdirect.com to do business on the internet. The Wilmington Trust family of companies has its offices in the U.S. and abroad. It employs over 2,500 people with $48.1 billion in assets as of 30 June, 2007. It has built a consistent record of growth and weathered the challenging economic times. It has an expertise of more than a century of banking and wealth management.

For your Savings Account you have 60 days to reach a balance of $10,000 or more. You can easily add to your balance online or by writing a check.
Funding via Electronic Transfer: You will need to know your account number at the external bank as well as the routing number at the external bank.
Funding by Check: You can write a check of at least $1 payable to WTDirect. You will need to include your Application ID (provided when you applied) or account number in the memo field of the check and mail the check to WTDirect Deposits, P.O.Box 8892, Wilmington, DE 19899-8892.

Deposits and Withdrawals:
You can make unlimited deposits and up to 6 withdrawals per calendar month or statement cycle as per the federal law.

Funds Transfer:
Minimum Transfer Amount: $1
Maximum Transfer Amount In: $500,000 per transaction or $500,000 per month
Maximum Transfer Amount Out: $200,000 per transaction or $500,000 per month

Features:
@ There is no stock market risk.
@ Easy transfers between WTDirect and your accounts with other financial institutions or brokerages.
@ Your funds are FDIC insured.

You can open your account now . For any queries call at 1-800-WTDirect (1-800-983-4732) or write at clientcare AT wtdirect.com.

A Savings Account is a good option. Now the banks offer real good returns on your investment. For instance EmigrantDirect is offering 2.75% APY* on Savings Accounts. There is no minimum balance requirement. You can earn a high interest for every cent you deposit. You get 24×7 access to your account at EmigrantDirect.com. You can access your funds at anytime. All your funds at EmigrantDirect are FDIC insured up to $100,000 per depositor.
*The listed Annual Percentage Yield is effective as on March 21st, 2008 and is subject to change without notice.

You can open your account today through their website. You need to make your initial deposit by check while all other withdrawals & deposits are done online through external transfer function. You can also open beneficiary accounts through online application by specifying the address, social security number and phone number of the beneficiary.

Emigrant Direct is an online division of Emigrant Bank. Emigrant Bank was found as a mutual savings bank in 1850 by the Irish immigrants. By 1920 it became the largest Savings Bank in the nation. On 31 December, 2006 its assets totaled to $13.8 billion approximately with $890 million in net worth. It operates through 35 branches in the New York metropolitan area. It is regulated by both Sate and Federal regulators.

Now you can get the flexibility, freedom and security by opening your account today. Personal Banking has never been so rewarding as it is with EmigrantDirect! In case of any queries please call 1-800-836-1997, seven days a week, 8:00 AM – 11:30 PM ET to speak with their Customer Service Representative.

Its deposit and savings products offer high dividend yields. To enjoy the real benefits you can consider opening a Savings Account. Below explained are the rates of different Savings account types:

Primary Savings:
Requires $250.00 as Minimum Opening Balance and $100.00 as Minimum Maintained Balance to earn 0.2500% interest, 0.2500% APY.

Money Savers:
Requires Minimum Balance of $2500 to earn 0.3500% interest, 0.3500% APY or $25.00 monthly fee Interest paid on all balances.

Savers Plus:
Earns 0.4500% interest, 0.4500% APY with Minimum Balance of $15,000 to avoid $25.00 monthly fee.

Premier Savers:
Earns 2.2300% interest, 2.2500% APY with Minimum Balance of $25,000 to avoid $25.00 monthly fee.

Paramount Savers:
Requires Minimum Balance of $50,000 to earn 2.3700% interest, 2.4000% APY or $25.00 is charged as monthly fee.

Super Savers:
Earns 2.3300% interest, 2.3600% APY with Minimum Balance of $75,000 to avoid $25.00 monthly fee.

Savers Max:
If you are having Savers Checking account then $25,000 is required as Minimum balance to earn 2.3300% interest, 2.3600% APY.

*All the rates are accurate as of 07/30/2008.

Common Features:
@ Opening Balance is not required.
@ Your funds are FDIC insured.

This bank is fully capable of giving you the best judgment in all the situations. You can surely rely on their respectful, considerate and thoughtful service. It is your one source for banking that provides insurance, investing, lending and financial planning. To start utilizing their services you can register through their website or call at (253) 926-4000 or toll-free (800) 228-2858 (Monday – Friday 7:00 am to 7:00 pm, Saturday 9:00 am to 3:00 pm).

From retail banking to deposit products, home loans & apartment loans, it offers a wide array of financial services. It strives to become one of the nation’s premier financial services company. Under its Savings Accounts it offers two types:

Statement Savings:
You can open this account within a few minutes over the phone or by visiting a local branch.
Minimum Opening Deposit: $5
Rate Offered: A uniform interest rate of 0.25% with 0.25% APY is offered for all the balances.
Monthly Charge: $5
Minimum Daily Balance to avoid Monthly Charge: $300
No Monthly Charges for persons 19 years and under (upon request).
Easy access to funds via ATM and WAMU Branch. Deposits and Withdrawals are allowed. Funds FDIC insured.

Online Savings:
You can open this account online within 7 minutes on a computer with internet connection.
Minimum Opening Deposit: $1
Monthly Charge: $4
Minimum Daily Balance to avoid Monthly Charge: $300
No Monthly Charges for persons 19 years and under (upon request).
Easy access to funds via ATM. Deposits and Withdrawals are allowed. Funds FDIC insured.

Rate Offered: Interest rates are offered on the basis of account balance as explained below:

- Relationship Rates*:
A balance between $0 – $9,999 earns 3.25% interest, 3.30% APY
A balance of $10,000+ earns 3.25% interest, 3.30% APY
*Relationship rates are applicable incase you link your old/new Checking Account with old/new Savings Account.

- Standard Rates**:
A balance between $0 – $9,999 earns 0.25% interest, 0.25% APY
A balance of $10,000+ earns 0.25% interest, 0.25% APY
**Rates as applicable to online savings accounts without any relationship with checking account.

***All the above rates are accurate as of 07/29/2008. Plus these rates have been noted for the region of San Marino 91108. You can fill in your region and find out interest rates as applicable to your region.

For more than 100 years it has provided financial products and services to its ever growing customer base. If you have not tried any of its services, you may do it now!

You can open an Online Savings Account with no minimum balance requirement. Plus there is no monthly fees levied on your account. You can start your account with as little as $1 in the balance. There is no hidden fee or charges associated with your account. For your benefit HSBC Direct provides you 24×7 access to their customer support. Kiplinger’s Personal Finance magazine ranked it as the “Best Customer Service in 2006”. Kiplingers also cited HSBC Direct for “Best Online Savings Account” in 2006. CNNMoney.com quoted in 20 June 2006: “Cash in online savings accounts is becoming the hot investment tool for the wealthy.”

Savings Account Interest Rate:
With an Online Savings Account you get an APY of 3.50%.
*You can enjoy this rate until 9/15/08.

If you already have an account with HSBC Direct you can start enjoying their services. You do not need to open any checking account with them. It works with the account you already have with them. With their Internet Banking you can manage your account on HSBCdirect.com instead of visiting any local branch.

You can deposit or withdraw at any HSBC ATM in the U.S. The unique feature is that you can transfer funds online to and from your other checking accounts opened with other banks as well.

You will enjoy the security of your funds by FDIC. All your funds are FDIC insured up to the maximum allowable limits by law. You will be banking in an online safe environment. Your login details are protected and encrypted with the latest security technology. You can start enjoying the returns on your investment absolutely NO fees. So give it a go now!

Its Savings Accounts offer good rates. You can start saving with a part of your pocket money. In the near future you will realize the fruitfulness of the investments made today. With a Savings Account you can earn the following rates of return for different CD types:

Gold Statement Savings and Statement Savings:
It requires a minimum opening deposit of $50 and a Gold Account or Gold Interest Checking Account. $3 is charged as Monthly service Fee if balance falls below $200. Allows a variable interest rate which is compounded daily and paid quarterly. It also allows unlimited withdrawals at teller (3 for free) and Reddi-Access ATMs. Higher interest rates may be earn for balances of $5,000 or more. Provides free automatic transfers, direct deposit and internet banking.

For any further guidance you may call 1-866-761-8349 (Mon.-Sat. from 8 a.m. to 8 p.m. MT) or send an email at info@zionsbank.com.