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Capital One Direct 4.40% APY* Bank Account

A High Yield Money Market Account from Capital One Direct Banking is the smart choice for savings. Your money will grow faster with a 4.40% Annual Percentage Yield (APY)*—one of the best rates in the country.

The best part is that you’ll have three easy ways to access your money: through free checks, an ATM card and online transfers to and from your existing bank accounts.* Plus, your money is safe—deposits at Capital One are insured by the FDIC up to $100,000 per depositor. That’s why customers have entrusted Capital One with more than $85 billion in total deposits.

Open an account today, and enjoy no-hassle benefits like:

• A great rate that’s among the best nationwide
• No fees, and no minimum balance requiredh
• Easy access with checks, an ATM card and online transfers!

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  1. max larson said:
    on April 12th at 11:10 am

    i presently have a money market account with you. The interest rate has droped and I would like to transfer money to CD with higher rate. MhL

  2. Vladimir BASUS said:
    on September 19th at 12:25 pm

    I have a Money Mkt a/c – raising question – Is it covred under FDIC rules.
    Also, you advertise higher rates of ovee 4.0% – but I am getting only 3.19. Any difference ?

  3. John T. Ripi said:
    on February 9th at 08:02 pm

    I have a Capital One Direct Banking account through Costco which is only paying 2.33% how can I switch from this money market account to Capital One Direct 4.40% APY money market account?

  4. Betty G. Anderson said:
    on July 21st at 10:17 am

    I have a capital One direct bank acct. (money Market) I would like to
    receive the rates you advertise..why do it not get these same rated?