Mid Missouri Credit Union’s more than 22,000 members should take advantage of its 60-month CD rates.
It’s paying 2.27% APY with a $500 minimum deposit.
That’s nearly a third of a percentage point higher than the top nationally available 60-month CD rate on our CD Rates Leaderboard.
Two banks now lead that term with an offering of 1.95% APY, and both require a $2,500 minimum deposit.
But you have to be a member of Mid Missouri Credit Union (www.midmocu.com) to purchase these certificates of deposit.
Membership is available those who live or work in the nine west central Missouri counties of Benton, Camden, Hickory, Laclede, Maries, Miller, Phelps, Pulaski and Texas as well as their immediate family members.
Membership requires a $5 membership fee, which is deposited into your savings account.
Members can buy CDs through the mail or in person at one of Mid Missouri Credit Union’s five branches, which are located in Fort Leonard Wood, Lebanon, Osage Beach, Rolla and Waynesville.
If you can’t qualify for this offer, U.S. Bank offers a similar 59-month CD that pays 2.25% APY. It’s available nationwide.
See how these returns compare with the best CD rates from scores of banks in our extensive database.
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