bank rates

Miss a payment, lose your points

Not paying your credit card bill on time can cost more than a late fee.

Credit card rewardsYou could also lose all of the reward points or miles you earned that month — and every month until you catch up.

Most cards also forbid customers from redeeming any of the points or miles they’ve previously earned until they’re current with their payments.

Capital One seems to have the most stringent policy. Citi the most lenient. MORE.

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