bank rates

New England CU Offers National CD Deal


A small Massachusetts credit union is offering savers nationwide a good deal on a short-term CD.

Mills42 Federal Credit Union is paying 1.40% APY on a 15-month certificate of deposit with a $500 minimum deposit.

That beats the best nationally available return of 1.35% APY for 1-year CDs from the banks on our CD Rates Leaderboard.

It also earns Mills42 a spot on our roundup of the best deals from credit unions and community banks.

Mills42 membership is open to anyone who lives or works in Lowell, Massachusetts, and portions of nearby Chelmsford and Tewksbury.

But savers across the country can qualify to join simply by making a donation of at least $5 to Mothers Against Drunk Driving.

You can apply for membership and buy CDs online, by phone or at the Mills42 office in Lowell.

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