bank rates

Midwest CD Deal Beats Best National Rates

1st Gateway Credit Union and its special 40-month CD rate of 2.05% APY should leave savers across eastern Iowa and northwestern Illinois smiling.

You can try searching Bankrate’s extensive database for its best CD rates, but we suspect you’ll have a hard time beating that deal.

1st Gateway tops the best nationally available 36- and 48-month returns offered by the banks on our CD Rates Leaderboard.

That earns it a spot in our rankings of the best local deals from credit unions and community banks around the country.

Membership is open to those living or working in six Iowa counties – Clinton, Jackson, Dubuque, Jones, Cedar and Scott – and eight Illinois counties – Whiteside, Jo Daviess, Stephenson, Ogle, Lee, Bureau, Henry and Rock.

You must invest at least $10,000 to qualify for this rate, and CDs must be purchased at one of the credit union’s four branches in Camanche, Clinton and DeWitt in Iowa and in Fulton, Illinois.

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