Cornerstone Community Financial Credit Union has special 14-month CD rates for its 20,000 Michigan and Ohio members.
It pays 1.14% APY with a $1,000 minimum deposit. These must be new funds not already on deposit at the metro Detroit-based credit union.
That beats the top nationally available 12-month offer on our CD Rates Leaderboard by nearly a tenth of a percentage point.
Five banks now offer that 1.05% APY.
align=”left”/>You have to be a member of Cornerstone Community Financial Credit Union to purchase these certificates of deposit. Membership is open to anyone who lives, works, worships or attends school in the Michigan counties of Genesee, Jackson, Lapeer, Lenawee, Livingston, Macomb, Monroe, Oakland, St. Clair, Washtenaw and Wayne, and in the Ohio counties of Lucas and Wood.
Members’ immediate family members can join, too.
Membership requires a $10 deposit in a share savings account.
Members can buy CDs online, over the phone or in person at a branch.
There are five branches, in the metro Detroit suburbs of Auburn Hills, Troy and Center Line, and in the Toledo suburb of Perrysburg.
Learn more about Cornerstone Community Financial Credit Union at www.ccfinancial.com or call 800-777-6728.
See how these returns compare with the best CD rates from scores of banks in our extensive database.