bank rates

Miami Deal On 60-Month CD Rates

Dade County Federal Credit Union requires a $500 minimum deposit.Florida isn’t a hot state for CD rates, which is why Dade County Federal Credit Union’s 60-month offering is worth a post, even though it beats its term leader on our CD Rates Leaderboard by less than a tenth of a percentage point.

It pays 2.00% APY with a $500 minimum deposit.

The top nationally available 60-month deal pays 1.91% APY. Both the National Republic Bank of Chicago and the State Bank of India’s New York branch offer that rate.

You have to be a member of Dade County Federal Credit Union to purchase these certificates of deposit.

Membership is limited to those who live, work, worship, attend school or operate businesses or other legal entities in Miami-Dade County, as well as employees of the credit union’s member groups listed on the website.

Family members of the credit union’s 100,000 members can also join. Membership requires a $5 deposit into a savings account and a $1 membership fee.

Members have to buy certificates in person at a branch. There are 13 locations in Coral Gables, Hialeah, Homestead and Miami.

Learn more about Dade County Federal Credit Union at www.dcfcu.org or call 800-299-7147.

Compare these returns with the best CD rates from scores of banks in our extensive database.

Have you ever opened an account at Dade County FCU? Share your experience below by making a comment.

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Comments (2)
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2 Existing Comments
  1. Repla said:
    on July 6th at 06:57 am

    Early Withdraw Penalty, 24 months.
    No thank you.

  2. Kathy at Bankaholic said:
    on July 10th at 08:19 am

    Dade County just cut its 60-month rate to 1.90% APY.