bank rates

Central Texas Deal On 18-Month CDs

Savers can score a top 2-year return while committing their money for just 18 months at Members Choice of Central Texas Federal Credit Union.

The Waco-based credit union (not to be confused with Members Choice Credit Union out of Houston) is paying 1.51% APY on 18-month certificates with just a $1,000 minimum deposit.

That virtually matches the top nationally available 24-month yield from the banks on our CD Rates Leaderboard and earns Members Choice a spot in our constantly updated roundup of the top-paying credit union and community bank CDs.

Anyone who lives or works in the central Texas counties of McLennan, Bosque, Coryell, Falls, Hill, Limestone, Milam or Robertson is eligible for membership.

Joining the credit union and buying certificates of deposit can be done by mail or at one of three branches in Waco, the home of Baylor University, and Marlin.

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