bank rates

Massachusetts Deal On Three Top CD Rates

Southern Mass Credit Union offers its CD rates with a $1,000 minimum deposit.Southern Mass Credit Union is offering three great long-term CD rates — well, great for these days — to its members.

With a $1,000 minimum deposit, it’s paying:

  • 1.40% APY for 24-month CDs.
  • 1.80% APY for 36-month CDs.
  • 2.40% APY for 60-month CDs.

While the 24- and 36-month rates just beat the top nationally available rates for their terms on our CD Rates Leaderboard, the 60-month CD rate is more than a sixth of a percentage point higher.

You must be a member of Southern Mass ( to buy these certificates of deposit.

Membership is open to anyone who lives, works or attends school in the Massachusetts counties of Bristol, Barnstable or Plymouth; members’ family members; and employees and retirees of AT&T, its seven divested Bell companies and subsidiaries.

Members can buy CDs over the phone or in person at one of Southern Mass’ offices in Fairhaven, Fall River and New Bedford.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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Comments (4)
1 Star2 Stars3 Stars4 Stars5 Stars (2 votes, average: 5.00 out of 5)
4 Existing Comments
  1. Kathy at Bankaholic said:
    on October 3rd at 07:12 am

    You can still get these rates.

  2. Kathy at Bankaholic said:
    on October 11th at 08:35 am

    Southern Mass’ rates are still available.

  3. Mike Cetera said:
    on October 18th at 04:30 pm

    These CD rates have all dropped. It’s now paying 1.39% APY on 24-month CDs, 1.75% APY on 36-month CDs and 2.35% on 60-month CDs, all still better than the best nationally available deals.

  4. Kathy at Bankaholic said:
    on October 24th at 08:30 am

    More slippage:
    24-month rate is now 1.35%; 36-month is 1.70%; 60-month is 2.30%.