bank rates

Massachusetts: 9-Month, 1.9% CD Rates

hand holding a roll of $100 billsPioneer Valley Federal Credit Union is celebrating 90 years of service with special 9-month CD rates for its members in western Massachusetts.

It pays 1.90% APY with a $1,000 minimum deposit.

That beats the top nationally available 12-month CD rate on our CD Rates Leaderboard by a whopping four-fifths of a percentage point.

Unless otherwise specified, this special CD will automatically renew at the 12-month rate, which is currently 0.50% APY. That’s well below the top nationally available deal.

You have to be a member of Pioneer Valley Federal Credit Union to buy these certificates of deposit.

Membership is open to members’ family members and anyone who lives in Berkshire, Franklin, Hampden or Hampshire counties, as well as U.S. Postal Service employees in those counties, federal employees in Springfield, and civilian and military employees at Westover Air Reserve Base.

A handful of other employer groups and organizations, which are listed on the website, can also join.

Membership requires a $25 minimum deposit in a share savings account.

Members can purchase these special certificates of deposit online or at a branch.

Branches are in Springfield and Westfield and at Westover Air Reserve Base.

Learn more about Pioneer Valley Federal Credit Union at or call 413-733-2800.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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