bank rates

L.A. Deal: Top CD Rates In 3 Terms

F&A Federal Credit Union is offering deals in 6-, 12- and 24-month CDsF&A Federal Credit Union’s CD rates are hot, which is fitting considering its more than 40,000 members have ties to the Los Angeles Fire Department.

With a $1,000 minimum deposit, it’s paying:

  • 1.30% APY for 6-month CDs.
  • 1.40% APY for 12-month CDs.
  • 1.60% APY for 24-month CDs.

These deals beat the best nationally available rates in their terms by at least five one-hundredths of a percentage point. See our CD Rates Leaderboard.

This isn’t the first time we’ve written about this Monterey Park, Calif.-based credit union. Just last month, we featured F&A’s competitive money market and savings account rates. Its MMA rates have slipped a bit since that post, to 1.30% APY, but its savings rate remains unchanged at 1.26% APY.

Both beat the best nationally available deals.

You must be a member of F&A ( to buy these certificates of deposit.

Membership is limited to those who work for the L.A. County Fire Department, employees of one of the cities that contract the department’s services, employees of a number of other area government institutions and immediate family members.

Members can buy CDs through the mail or at the credit union’s single office, which is located at 2625 Corporate Place in Monterey Park.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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Comments (3)
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3 Existing Comments
  1. Kathy at Bankaholic said:
    on July 25th at 10:14 am

    These rates are still available as of today.

  2. Kathy at Bankaholic said:
    on August 8th at 10:04 am

    You can still get these rates today.

  3. Mike Cetera said:
    on October 18th at 04:34 pm

    These CD rates have all dropped. It’s now paying 1.16% APY on 6-month CDs, 1.26% on 12-month CDs and 1.46% on 24-month CDs.