bank rates

Leading CD Rates Top Out At 3.36% APY

The best CD rates on the five terms we’ve regularly tracked held steady over the past week.

The best CD rates on the five terms we've regularly tracked held steady over the past week.

We can only hope that remains the case with the Federal Reserve reiterating its determination to hold interest rates at record lows for the foreseeable future.

We’re also adding 60-month CDs to our rundowns of the top-paying certificates of deposit.

Some 5-year CDs have such lenient early withdrawal penalties that it’s possible to make more money with them than with short-term CDs, even if you cash them in after just one or two years.

Here’s an up-to-date rundown of the leading, nationally available CD rates:

3-month CD: 1.25% APY from Fortune Bank with a $1,000 minimum deposit.

6-month CD: 1.50% APY from Country Bank with a $500 minimum deposit.

12-month CD: 1.90% APY from Doral Bank Direct with a $1,000 minimum deposit.

24-month CD: 2.30% APY from Atlantic Coast Bank with a $1,000 minimum deposit.

36-month CD: 2.75% APY from Alliance Bank with a $1,000 minimum deposit.

60-month CD: 3.36% APY from EverBank with a $1,500 minimum deposit.

Click here to see how much you can earn with these rates using our certificate of deposit calculator.

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