Heartland Bank has a good deal on 24-month CDs for savers in the Kansas City area.
It’s paying 2.20% APY with a minimum deposit of $1,000.
That’s more than you can earn with the best nationally available 2-year CDs.
But you must buy these certificates of deposit at one of Heartland’s two branches in Kansas City, Mo., or suburban Leawood, Kan.
Savings Account & MMA Rates
CD (Certificate of Deposit) Rates

Supposedly legitimate banks such as Wells Fargo, Fifth Third and U.S. Bank are