Kaiser Federal Bank has leapt to the top of our rankings for the best, nationally-available deal on 24-month CD rates.
Kaiser, which has nine branches in the Los Angeles area, is paying 2.60% APY with a minimum deposit of $10,000.
That trumps the 2.47% APY (also with a $10,000 minimum deposit) that E-Loan is offering.
It also beats the national average of 1.52% for two-year certificates of deposit by more than a full point.
You can open an account by phone at 1-800-524-2274 or use the online application.
Kaiser Federal was organized in 1953 as a credit union for employees of Kaiser Permanente, a major health provider in California. Ten years ago it became a federally chartered bank that is FDIC insured.
Click here to compare these rates with the best CD rates and terms from dozens of other banks in our extensive database.

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