bank rates

Iowa Deal On Bump-Up CD Rates

City State Bank offers its good CD rates with a $500 minimum deposit.Iowa’s reputation as a CD rates leader remains intact, evidenced by City State Bank’s two odd-term specials with bump-up ability.

With a $500 minimum deposit, it’s paying:

  • 1.40% APY for 21-month CDs.
  • 1.85% APY for 35-month CDs.

Both easily beat the top nationally available CD rates for their terms on our CD Rates Leaderboard, and you can bump up the rates once.

The bump-up rate has to be for the closest terms, so the 24-month rate for the 21-month CD and the 36-month rate for the 35.

But you have to be an Iowa resident to purchase these certificates of deposit and buy them in person.

City State Bank ( has two locations outside of Cedar Rapids, in Central City and Marion.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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Comments (2)
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2 Existing Comments
  1. Kathy at Bankaholic said:
    on January 9th at 08:39 am

    You can still get these rates.

  2. Kathy at Bankaholic said:
    on January 15th at 10:50 am

    City State has dropped both rates — to 1.35% on the 21-month CD and 1.75% on the 35-month CD.