bank rates

ING Direct 4.35% APY Online Money Market

ING Direct is one of the pioneers in high-interest Internet banking. Their rates aren’t as competitive as before, offering only 4.35% APY on�their Orange�Savings Account�while others are offering 5.00%+.

Nevertheless, they have one of the best online bankng websites that is very easy to use. I have had an account with ING Direct for years now.

The Federal Deposit Insurance Corporation insures ING Direct’s deposits. Currently headed up by Arkadi Kuhlmann, ING Direct’s President and CEO, the bank has more than 4 1/2 million customers in the United States and more than 15 million customers globally – customers from Australia, Austria, Canada, France, Germany, Italy and the United Kingdom rely on the services offered by ING Direct.

ING Direct offers personal savings account options, personal checking account options and certificates of deposit. Also, business savings accounts and certificate deposits are available through ING Direct. Meanwhile, investors can open a Roth account or an IRA, open an investment account, and loans are available. Accounts can be opened online and some accounts can be started via the mail.

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