Comments on: HSBC Bank 5% Cash Back Rebate Credit Card

By: Dollar Bill

Dollar Bill — Thu, 04 Sep 2008 14:25:28 +0000

Do not deal with HSBC/Household Bank/Orchard Bank or any of their affiliates. They actually declined a $200 purchase on my card even though I had over 9000 of available credit and then demanded that I give them all kinds of info while I was in a store only 2 miles from my home address. They claimed they were conducting “security checks”. HSBC is a NASTY bank that loves to threaten their customers. BEWARE

By: Donnell

Donnell — Wed, 25 Jun 2008 15:15:33 +0000

Washing Mutual (shittiest bank on earth) claims to give 5% cash-back rewards on all grocery store purchases – so far it’s been zero percent! Since I have called, emailed and complained multiple times to them (usually get routed to their call center in the philippines) my rewards summary has dissappeared from my account statement. I hate them!

By: Nancy

Nancy — Sat, 27 Oct 2007 22:02:32 +0000

HSBC has a 5% cashback card BUT it has a $39.00 Annual Fee.

By: madhan

madhan — Mon, 10 Sep 2007 10:50:10 +0000

no there no not there

By: scott

scott — Wed, 23 May 2007 17:36:59 +0000

HSBC has no 5% gas card.

By: rich a.

rich a. — Mon, 26 Mar 2007 22:03:18 +0000

it’s an annual reward – $500 max per year, 5% on gas, groceries, drugstore, 1% everything else.

i applied months ago but hadn’t used the card… since Chase has now dropped their rewards from 5% to 2%, i will go with this card from now on.

not sure if you can still get a new one. but i was assured the 5% DOES still apply.

By: Dan S

Dan S — Sun, 11 Feb 2007 15:32:53 +0000

I applied a few months back just like Eric above after the Citi Dividends MC went from 5% to 2% on grocery, drugstore, convenience store, and gas purchases. Although it’s not on HSBC’s website, except a 1% card, I applied through another different website several months ago and it worked. The information states the terms of 5% on grocery, drugstore, and gas purchases, but it’s an annual reward, not monthly.

Since there’s no website that shows the 5% reward that I can find anymore, I recommend you call the Customer Service number on the back of my Direct Rewards Platinum MC 800-379-7999 and ask for further details on the card. This card is issued by HSBC Bank Nevada, N.A.

By: Anonymous

Anonymous — Mon, 25 Dec 2006 06:29:56 +0000

I actually have an HSBC 5% card and have been using it for about 3-4 months already. I applied online without any hassles. I’ve heard from other people that they’ve gotten denied for this card though. I’m assuming they base qualification on income level, credit history, etc. My household income is average, but I have a high FICO score so I’m assuming that helped.

By: j f morris

j f morris — Tue, 12 Dec 2006 21:32:28 +0000

they require you to fill out much information in order to determine which card is best for you. when done, they offer you less attractive ones.
thoseof you who have been successful, please give details.

By: Eric

Eric — Wed, 06 Dec 2006 01:53:37 +0000

I just got the card a couple weeks ago after my Citi card went to 2%, and the terms clearly stated 5% cash back on gas, groceries, and pharmacies, just like Citi used to have. So it’s still available.

By: bob

bob — Tue, 26 Sep 2006 04:51:15 +0000

Replaced with a 1% card. It’s gone, just like citibanks.

By: Sal

Sal — Mon, 25 Sep 2006 20:46:24 +0000

I went to their HSBC website but didn’t see it. Can you give any further information?

By: Anonymous

Anonymous — Wed, 20 Sep 2006 04:36:05 +0000

goto their HSBC main website. it is listed, i just checked

By: Checker

Checker — Wed, 30 Aug 2006 01:32:48 +0000

I called HSBC. They don’t have a 5% cash back card.

By: Yuan

Yuan — Sat, 26 Aug 2006 18:21:02 +0000

Sounds like a good deal at first. But you have to keep using it to take advantage of this offer. So eventually the banks will make money from you.