bank rates

Highest CD Rates Roundup For Sept. 5

Bringing you the very best CD rates from credit unions and local banks.This week, we removed more than two dozen deals from our list of the highest CD rates from credit unions and local banks.

We were quite happy to do it, too.

You see, these local offers from Mississippi, New York, Pennsylvania, Texas and elsewhere are still valid. They’re just not good enough to beat the best nationally available bank deal.

We have CSBdirect and its huge rate increases to thank for that.

Even after the online division of Florida’s Citizens State Bank gave us the best nationally available bank CD rates in years, we were able to find some deals – three of them, in fact – to add to our list of the highest CD rates:

  • First Tech Federal Credit Union ( in California pays 1.60% APY on 36-month CDs with a $500 minimum deposit. Anyone can join this credit union by first becoming a member of the Financial Fitness Association for a $5 fee.
  • General Electric Credit Union ( in Ohio pays 2.50% APY on 60-month CDs with a $500 minimum deposit. Credit union membership is open to more than 300 employer groups and to residents of a number of Indiana, Kentucky and Ohio counties.
  • HomeBanc ( in Florida pays 1.40% APY on 3-month CDs and 1.75% APY on 39-month CDs with a deposit of $10,000 to $75,000 of new money. This deal is available to Florida residents.

Here’s what we have to report on the existing deals on our list:

San Diego County Credit Union extended its 29-month, 2% APY CD special beyond its member appreciation week. Anyone can join this credit union by first joining the Financial Fitness Association.

We removed Cintel Financial Credit Union from our list because it looks like the merger with Wisconsin-based Connexus Credit Union has been completed. Connexus offers the same top CD rates Cintel offered and is on our list.

We also removed Fort Campbell Federal Credit Union’s 24-month CD from our list after this credit union cut rates from 1.50% APY to 1.10% APY. This credit union has branches in Kentucky and Tennessee.

There were two other rate cuts, although these deals still remain on our list.

Third Federal Savings & Loan in Ohio cut its 49-month CD rate to 1.55% APY from 1.65% APY.

Advancial Federal Credit Union with branches in Alaska, Louisiana, New Jersey, Oklahoma and Texas cuts its 60-month CD rate to 2.38% APY from 2.47%, its 48-month CD to 2.00% APY from 2.07% APY and its 36-month CD to 1.54% APY from 1.59% APY.

We’ll update our page listing the highest CD rates weekly, so you’ll always know what great deals are out there from credit unions and local banks.

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