bank rates

Highest CD Rates Roundup For April 13

Bringing you the very best CD rates from credit unions and local banks.We’ve added two institutions this week to our chart highlighting the very best CD rates from credit unions and local banks we’ve found.

We also said goodbye to one bank that cut its CD rates pretty severely.

This chart represents deals that are ineligible for our CD Rates Leaderboard. The Leaderboard features only banks that offer the highest-paying certificates of deposit available to savers in all 50 states.

First, the good news.

Here are the deals we added to our chart, which includes deals that pay as much as 3% APY:

  • Institution for Savings pays 2.50% APY on 60-month CDs with a $500 minimum deposit. This deal is available in Massachusetts.
  • U.S. Senate Federal Credit Union pays up to 2.22% APY on 60-month CDs. The rate increases as you increase your deposit. Anyone can join this credit union by joining the U.S. Capitol Historical Society.

Both of those deals score well above the best nationally available deal of 1.95% APY available on our CD Rates Leaderboard.

And you’ll find all the top-paying deals clearly marked on our highest CD rates page, showing where they are available, with a quick link back to the original post, which includes more information on the institution and its requirements.

We’ll update this page weekly so that you’ll always know what great deals are out there from credit unions and local banks.

As mentioned above, we also removed one bank from our list this week.

1st commonwealth Bank of Virginia cut its top-paying 60-, 36- and 24-month CD rates:

  • 5-year CDs fell from 2.25% to 2.00% APY.
  • 3-year CDs fell from 1.75% to 1.25% APY.
  • 2-year CDs fell from 1.40% to 1.00% APY.

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Comments (1)
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One Existing Comment
  1. Kathy at Bankaholic said:
    on May 7th at 09:45 am

    These 60-month rates at Institution for Savings and U.S. Senate FCU are still available.