bank rates

HeritageWest Offers Top CD Rates To All

This credit union offers top 6-, 12- and 60-month CDs.Savers everywhere can take advantage of top CD rates in three terms at HeritageWest Credit Union.

Our favorite is the 5-year CD, which pays 2.02% APY with a minimum deposit of $500.

That beats the top nationally available 60-month deal on our CD Rates Leaderboard by more than a fifth of a percentage point.

But this Utah-based credit union also offers 6- and 12-month CDs that beat the best bank deals on our Leaderboard.

You’ll earn 1% APY on 6-month CDs and 1.26% APY on 12-month CDs.

You have to be a member of HeritageWest Credit Union to purchase these certificates of deposit.

Membership is available to those who live, work, worship or attend school in Salt Lake or Tooele counties. If you’re a relative or live with an existing member, you may also join.

If you fall outside those parameters, you can join by first becoming a friend of the philanthropic We Promise Foundation with a $10 donation. Information on this organization is available on the credit union’s website.

Membership at HeritageWest Credit Union requires a $5 deposit in a share savings account.

Members can buy CDs online, over the phone or in person at the credit union’s five locations in Grantsville, South Jordan, Stansbury Park and Tooele.

Learn more about HeritageWest Credit Union at or call 800-662-9522.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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Comments (2)
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2 Existing Comments
  1. Darci Swisher said:
    on December 7th at 10:38 am

    There’s been some confusion about HeritageWest Credit Union’s eligibility requirements, but I’ve confirmed that savers anywhere in the U.S. are able to join by first becoming a friend of the We Promise Foundation. Since this is a new option, HeritageWest hasn’t updated its online and paper applications yet – so you’ll need to call (800-662-9522) or stop by a branch in the interim.

  2. Kathy at Bankaholic said:
    on December 11th at 08:36 am

    HeritageWest has dropped it’s 1-year and 6-month CD rates, to 0.50% APY and 0.45% APY, respectively.