The top nationally available 1-year return from the banks on our CD Rates Leaderboard is currently 1.26% APY.
But savers in Alabama can get that same chart-topping rate more locally, with Guardian Credit Union.
The Montgomery-based credit union is paying 1.26% APY on 12 months, with a $10,000 minimum investment.
A search through Bankrate’s extensive database of the day’s best CD rates is always recommended before committing to any certificate of deposit. But Guardian’s offer won’t be easy to beat.
Anyone who lives in 13 Alabama counties including and surrounding Montgomery is eligible for Guardian membership.
Joining and opening its certificates of deposit can be done at any of its 11 branches in Montgomery, Prattville, Tallassee, Greenville or Troy.
For dozens more local and regional deals that beat the best national bank returns, visit our constantly updated roundup of the country’s top credit union and community bank CDs.