bank rates

Good CD Rates Are Back At Incrediblebank

Incrediblebank is selling certificates of deposit again with interest rates that are good, but not quite as incredible, as the ones it offered earlier this year.

The online division of River Valley Bank, based in Wausau, Wis., is pursuing savers with three odd-term deals:

All require a minimum deposit of $10,000 and have a maximum deposit of $90,000.

Incrediblebank’s new offers are well above the average return for comparable 6-, 12- and 24-month CDs.

But they can’t beat the top nationally available returns on our latest CD Rates Leaderboard — and all of those rates are still good as of today.

The last time Incrediblebank reentered the CD market was in February, when it jumped to the top of our rankings of the best 12-month CD rates.

Unfortunately that didn’t last long because the quirky bank abruptly stopped accepting new CD applications in March.

It wasn’t the first time that Incrediblebank simply stopped selling CDs, and we suspect it won’t be the last. So you shouldn’t dawdle if you want to take advantage of its latest offer.

But savers always benefit when Incrediblebank is in the market.

Compare its deals with the best CD rates from scores of other banks in our database.

You’ll see what we mean.

Don't miss out on the next bank deal. Get the newest deals delivered straight to your inbox!

Comments (5)
1 Star2 Stars3 Stars4 Stars5 Stars (2 votes, average: 4.50 out of 5)
5 Existing Comments
  1. Drew said:
    on June 6th at 05:54 pm

    Has anyone dealt with this bank? They don’t come up in the FDIC insured database.

  2. Mike at Bankaholic said:
    on June 7th at 09:03 am

    Try searching under River Valley Bank. Incrediblebank is the online division of this Wausau, Wisc., bank.

    It is an FDIC-insured bank and earns three out of five stars on’s Safe & Sound Rating System.

  3. Kathy at Bankaholic said:
    on June 24th at 08:01 am

    These CDs are still available as of today.

  4. Kathy at Bankaholic said:
    on July 13th at 10:54 am

    You can still get these rates as of today.

  5. Mike Sante said:
    on August 18th at 02:04 pm

    I’m sorry to report that Incrediblebank has cut its interest rates. It’s now paying 1.00% APY on 9 month CDs, 1.15% APY on 13 month CDs and 1.30% APY on 19 month CDs. But those are still competitive returns in this market.