bank rates

Go Shopping For Top Local CD Rates

We found more than a dozen local CD deals that still pay off well.Several times a week, we feature local deals on CD rates that beat the best nationally available deals.

Those posts come and go, but sometimes the deals last.

We found more than a dozen examples of deals we featured as far back as July that are still valid. Today, we thought we’d highlight some of the best.

All of these local offers beat what you’ll find on our CD Rates Leaderboard.

Crescent Bank and Trust pays 1.75% APY on 25-month CDs, 2.40% APY on 37-month CDs, 2.60% APY on 44-month CDs and 2.75% APY on 60-month CDs. You must be a Louisiana resident to purchase these certificates of deposit and do so in person at one of its branches in and near New Orleans.

EBSBdirect.com, the online division of East Boston Savings Bank, pays 1.80% APY on 36-month CDs. You must purchase these CDs online, and only East Coast residents can take advantage of this deal.

Hew Federal Credit Union pays 1.75% APY on 24-month CDs, 1.81% APY on 36-month CDs and 2.52% APY on 60-month CDs. You must be a member of this credit union to purchase certificates of deposit, and membership is limited to people who live or work in Washington, D.C., most areas of Prince George’s and Montgomery counties in Maryland, and most areas of the city of Alexandria and in Arlington and Fairfax counties in Virginia.

Hudson Valley Federal Credit Union pays 1.40% APY on 24-month CDs, 1.80% APY on 36-month CDs and 2.45% APY on 60-month CDs. You must be a member of this credit union to buy certificates of deposit, and membership is limited to those who live or work in Dutchess, Ulster, Orange and Putnam counties in New York.

International Bank of Chicago pays 1.50% APY on 24-month CDs. While you don’t have to be an Illinois resident to buy these certificates of deposit, you must visit a branch of in person to purchase these CDs.

Massena Savings and Loan pays 1.43% APY on 24-month CDs and 2.30% APY on 36-month CDs. To purchase one of these CDs, you’ll have to visit one of this bank’s branches in Massena or Waddington, N.Y.

Montauk Credit Union pays 1.50% APY on 24-month CDs, 1.75% APY on 36-month CDs, 2.50% APY on 60-month CDs and 2.75% APY on 84-month CDs. You must be a member of this credit union to buy certificates of deposit, and you must visit the credit union’s only office in New York City to buy these CDs.

Tandem Federal Credit Union pays 1.40% APY on 24-month CDs, 2.00% APY on 36-month CDs and 2.25% APY on 60-month CDs. You must be a member of this credit union to purchase certificates of deposit, and membership is limited to people who work in select automotive-related plants or who live or work in Detroit’s suburbs.

Tinker Federal Credit Union pays 1.46% APY on 24-month CDs and 1.81% APY on 36-month CDs. You must be a member of this credit union to buy certificates of deposit, and membership is limited to people who work at Oklahoma’s Tinker Air Force Base or Vance Air Force Base; live or work in Payne, Pontotoc or Seminole counties; or live or work in Oklahoma City’s Empowerment zone.

Washington Savings Bank pays 1.20% APY on 18-month CDs, 1.50% APY on 30-month CDs, 1.75% APY on 36-month CDs and 2.25% APY on 60-month CDs. You have to live in Pennsylvania to buy these certificates of deposit and visit one of Washington Savings Bank’s five Philadelphia branches in person.

Compare these returns with the best CD rates from scores of banks in our extensive database.

Don't miss out on the next bank deal. Get the newest deals delivered straight to your inbox!

Comments (1)
1 Star2 Stars3 Stars4 Stars5 Stars (3 votes, average: 5.00 out of 5)
Loading...
One Existing Comment
  1. Kathy at Bankaholic said:
    on December 5th at 07:31 am

    All of these rates are still being offered.