
If you’re thinking about a new checking account, there are two perks to pursue:
- A high interest rate with a high-yield checking account — if you’re willing to put up with all the rules.
- Or a cash bonus for signing up.
Wainwright Bank, with 11 branches in the Boston area, is the latest to make such an offer.
When you open a new Personal Value Checking Account online with direct deposit (there’s always a catch) you’ll receive a $200 U.S. Savings Bond in the mail.
The offer is available nationwide and your debit card can be used without charge at over 2,800 ATMs in the SUM network. There’s also free online banking and bill payment.

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