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Get $300 Bonus With Citi MasterCard

You must spend $5,000 during your first three months.Even for a guy who writes about credit cards daily, it’s difficult to keep up with all the up-front cash bonuses that credit card issuers dangle in front of consumers.

But here’s one that’s easy to notice, even if the details make the offer a bit less appealing.

Citi has increased its bonus on the Dividend World MasterCard from $100 to $300 for a few weeks only.

It has also increased the amount you have to spend to earn that bonus.

Previous offers have included a $100 cash bonus for spending $500. This new variation includes a $300 cash bonus after spending $5,000 during the first three months you own the card.

That’s a lot of moolah for the average card holder to shell out quickly.

Citi Dividend World MasterCard also offers cash rewards.

You’ll earn:

  • 5% cash back on rotating categories throughout the year. From now until Sept. 30, those categories are hotels, airlines and car rentals.
  • 1% cash back on all other purchases.

Unfortunately, you can only earn $300 cash back each year, not including the initial bonus. You can earn unlimited cash back through the Citi Bonus Center.

Although there is no annual fee, another slight negative is the high purchase annual percentage rate of 15.99% to 22.99% variable (that’s the prime rate of 3.25% plus 12.74% to 19.74%).

An up-front bonus of $300 is a great opportunity to bank some quick cash, but the high interest rate and cash-back limitations make this card slightly less desirable than the Chase Freedom.

The $300 cash back offer is available for a limited time on a select number of sites so if you have a big purchase planned, now is the time to sign up for the Citi Dividend World MasterCard.

Compare this deal with the credit card offers in our extensive database.

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