General Electric Credit Union usually has at least one solid CD deal for savers in the Cincinnati area.
And right now, it’s offering four:
- 1.40% APY on 18-month CDs.
- 1.50% APY on 24-month CDs.
- 1.60% APY on 30-month CDs.
- 2.75% APY on 60-month CDs.
All of these beat or match the best nationally available returns from the banks on our CD Rates Leaderboard, with the 5-year offer being exceptionally attractive.
Indeed, among the thousands of banks and credit unions we track, GECU’s 60-month yield is the second highest we’re aware of nationwide (with the top deal only available to New Yorkers of Ukrainian descent).
A search through Bankrate’s extensive database of the day’s best CD rates is always advised, but if you can unearth anything as good as these four rates, know that it’s a find.
Membership in the credit union is open to almost 350 employer groups, school districts and parishes, as well as anyone who lives in:
- Ohio’s Adams, Brown, Butler, Clarke, Clermont, Clinton, Darke, Fayette, Greene, Hamilton, Highland, Miami, Montgomery, Preble, Shelby and Warren counties.
- Kentucky’s Boone, Campbell, Grant, Kenton and Pendleton counties.
- Indiana’s Dearborn, Franklin, Ohio, Switzerland and Union counties.
With a $500 minimum deposit, members can buy certificates of deposit over the phone, by mail or in person at a dozen branches in Cincinnati, Fairfield, Loveland and Mason in Ohio, or Madisonville in Kentucky.
For more than a hundred additional offers that beat the top national bank rates, visit our constantly updated roundup of the country’s best credit union and community bank CDs.