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Founders Federal Credit Union Beats Top National 36-, 48- and 60-Month CDs

Lucky Carolina savers are being offered a trio of nation-leading CD promotions by Founders Federal Credit Union.

The 200,000-member credit union – South Carolina’s largest – is paying the following yields, all of which handsomely outpay the top nationally available returns from the banks on our CD Rates Leaderboard.

Founders Federal Credit Union vs. the CD Rates Leaderboard


Term Founders (APY) National lead (APY)
36 months 1.76% 1.70%
48 months 2.02% 1.85%
60 months 2.52% 2.27%

These returns also earn Founders three slots in our constantly updated roundup of the country’s best CDs from credit unions and community banks.

Founders membership is open to a large swath of residents, employees, retirees, church members, volunteers and association members throughout North Carolina’s Mecklenburg County and South Carolina’s Richland, Spartanburg, York, Lancaster, Laurens, Cherokee, Chesterfield, Chester and Union counties.

Joining Founders and opening its certificates of deposit can be done online or in-branch, with two dozen locations in South Carolina and a branch in Charlotte.

A minimum deposit of $500 is required, and should you opt to cash out the CD before maturity, the early-withdrawal penalty is a standard six months’ interest.

As we always suggest before locking your funds into any certificate, be sure to search Bankrate’s extensive database of the best CD rates to make sure you’re getting the day’s best possible deal.

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