Howard Bank has special 24-month CD rates for savers in greater Baltimore.
It pays 1.50% APY with a $10,000 minimum deposit.
That beats the top nationally available 24-month CD rate on our CD Rates Leaderboard by nearly a quarter of a percentage point.
Your deposit has to be new money, or funds not already on deposit with the bank.
You also have to be a Maryland resident to buy these certificates of deposit and do so in person at a branch.
There are eight branches, in Aberdeen, Annapolis, Bel Air, Columbia, Ellicott City, Laurel and Towson.
Learn more about Howard Bank at www.howardbank.com or call 410-750-0020.
See how these returns compare with the best CD rates from scores of banks in our extensive database.