If you don’t have a Flagstar Bank down the street, you can qualify for one of the best 36-month CD rates around.
Flagstar is paying 3.00% APY with a $500 minimum deposit to anyone who doesn’t live near one of its 180 branches in Michigan, Indiana and Georgia.
If you drive by a Flagstar office on your way to work every day, you’ll have to settle for a good, but not top drawer, 2.75% APY.
Flagstar’s 3.00% APY beats the best deal in our latest ranking of the best 36-month CD rates — 2.90% APY from Intervest National Bank.
But because it isn’t available nationwide — an unfortunate situation for all those savers in places like Detroit, Indianapolis and Atlanta– we can’t include it in our rankings.
Click here to find out which 3-year CD rate you qualify for. When you enter your zip code, a certificate of deposit rate sheet will appear.
You can also use our extensive database of CD rates to compare Flagstar’s offer with the best deals from scores of other banks.