bank rates

First Jersey Credit Union CDs Pay 2.27%

This 5-year CD is offered with a $1,000 minimum deposit.First Jersey Credit Union offers above-Leaderboard 60-month CD rates to its New Jersey members.

It pays 2.27% APY with a $1,000 minimum deposit.

That’s more than a third of a percentage point higher than the top nationally available 60-month CD rate on our CD Rates Leaderboard.

It also ranks among the best local deals in the country that we’ve found.

But you have to be a member of First Jersey Credit Union to buy these certificates of deposit.

Membership is available to those who live, work, worship or attend school in New Jersey’s Bergen and Passaic counties, as well as in underserved areas of Essex, Hudson and Union counties. Members’ family members can join, too.

Membership requires a $10 deposit in a share savings account.

Members can buy CDs over the phone, through the mail or at one of the credit union’s branches in Wayne and Hawthorne.

Learn more about First Jersey Credit Union at or call 800-454-7206.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

Don't miss out on the next bank deal. Get the newest deals delivered straight to your inbox!

Comments (1)
1 Star2 Stars3 Stars4 Stars5 Stars (3 votes, average: 5.00 out of 5)
One Existing Comment
  1. Mike Cetera said:
    on May 4th at 08:42 am

    First Jersey has cut its rate to 2.01% APY, still a tenth of a percentage point above the top deal on our CD Rates Leaderboard.