bank rates

Find 4 Top CD Rates At L.A. Credit Union

F&A Federal Credit Union has consistently offered top CD rates to its members, even as average rates slide.

With a $1,000 minimum deposit, F&A pays:

  • 1.16% APY on 1-year CDs.
  • 1.36% APY on 2-year CDs.
  • 1.61% APY on 3-year CDs.
  • 2.12% APY on 5-year CDs.

Each of those deals pays well more than the best nationally available offers on our CD Rates Leaderboard.

But the biggest difference is on the 5-year CD. The top deal available to all U.S. savers pays 1.86% APY, almost two-tenths of a percentage point less than what F&A offers.

You must be a member of F&A to buy these certificates of deposit.

Membership is limited to those who work for the L.A. County Fire Department, employees of one of the cities that contract the department’s services, employees of a number of other area government institutions and immediate family members.

Members can buy CDs through the mail or at the credit union’s single office, which is located at 2625 Corporate Place in Monterey Park.

You can learn more about F&A Federal Credit Union at or call 800-222-1226.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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Comments (3)
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3 Existing Comments
  1. Kathy at Bankaholic said:
    on November 6th at 11:11 am

    F&A has dropped some of its rates —
    60-month CD now pays 2.02% APY
    36-month CD now pays 1.51% APY
    24-month CD now pays 1.31% APY.
    Its 12-month rate hasn’t changed.

  2. Kathy at Bankaholic said:
    on January 4th at 09:03 am

    F&A has dropped all of these rates. They now pay:

    60-month = 1.92% APY
    36-month = 1.41%
    24-month = 1.21%
    12-month = 1.06%

  3. Kathy at Bankaholic said:
    on June 4th at 02:43 pm

    F&As rates have dropped again:
    60-month = 1.76% APY
    36-month = 1.26
    24-month = 1.11
    12-month = .95