bank rates

Find 3 Top CD Rates At New York CU

Hudson Valley Federal Credit Union offers deals on 24-, 36- and 60-month CDsHudson Valley Federal Credit Union has three good deals on CD rates, including a 60-month offer that pays a quarter of a percentage point better than the best nationally available bank deal.

With a $500 minimum deposit, the New York state credit union with 249,000 members pays:

  • 1.40% APY on 24-month CDs.
  • 1.80% APY on 36-month CDs.
  • 2.45% APY on 60-month CDs.

On all three deals, that’s well more than you can earn from banks on our CD Rates Leaderboard.

The best deal is on 5-year CDs. The top nationally available bank deal pays just 2.20% APY.

The credit union also offers tiered rates on jumbo CD purchases. If you deposit $50,000 or more, add 0.10% APY to each CD rate; a $100,000 deposit includes a 0.20% APY bump.

These certificates of deposit can be purchased online (www.hvfcu.org) or at any of Hudson Valley Federal Credit Union’s 18 branches north of New York City, including several in Poughkeepsie.

But membership is limited to savers who live or work in Dutchess, Ulster, Orange and Putnam counties.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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Comments (5)
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5 Existing Comments
  1. Kathy at Bankaholic said:
    on November 2nd at 08:34 am

    These rates are still available.

  2. Kathy at Bankaholic said:
    on November 9th at 07:29 am

    You can still get these rates.

  3. Kathy at Bankaholic said:
    on November 21st at 09:23 am

    Hudson Valley FCU is still offering these rates.

  4. Kathy at Bankaholic said:
    on November 28th at 09:42 am

    All of the rates are still offered.

  5. Kathy at Bankaholic said:
    on December 5th at 09:16 am

    Hudson Valley’s rates are still available, and it’s also offering a 4-month CD at 1.40% APY, with a $500 minimum deposit, for a limited time.