There’s a new leader among banks offering the best nationally available return on 12-month CDs on our CD Rates Leaderboard.
EverBank has leap-frogged into the lead with a yield of 1.31% APY.
Bear in mind that the Jacksonville-based bank with more than a dozen branches across Florida, and a prominent online operation, is known for making almost weekly changes in its rates.
This is the first time in a while that it has offered a term-leading rate. It requires a minimum deposit of $1,500.
Banks qualify for our rankings by imposing no restrictions on who can buy their certificates of deposit, either online or through the mail.
Compare this return with the best CD rates from scores of banks in our extensive database.
Here are the best nationally available 1-year CDs.
|Bank of Baroda||1.30%||$1,000|
|Live Oak Bank||1.30%||$2,500|
|State Bank of India – Chicago||1.29%||$2,500|
|State Bank of India – New York||1.29%||$5,000|
|Pacific National Bank||1.27%||$1,000|
|Triumph Savings Bank||1.25%||$1,000||BAC Florida Bank||1.25%||$1,500||Synchrony Bank||1.25%||$2,000|
|Sallie Mae Bank||1.25%||$2,500|
|Colorado Federal Savings Bank||1.25%||$5,000|
|Barclays Bank||1.20%||No minimum|
|First Internet Bank of Indiana||1.16%||$1,000|
|California First National Bank||1.15%||$5,000|