Comments on: Tar-shay growls at credit card customers

By: Nobody Important

Nobody Important — Mon, 17 Aug 2009 20:39:32 +0000

If you’re trying to be cute in how you pronounce TARGET, make it TAR-JAY, not TAR-SHAY. TAR-JAY is a play on how it would be pronounced in French; TAR-SHAY is somebody’s ill-informed effort to sound witty.

By: Bank of America boosting credit card rates at Personal Finance Blog, Budgeting, Debt @ Bankaholic

Mon, 13 Apr 2009 17:28:02 +0000

[...] Tar-shay growls at credit card customers If you’ve ever shopped at Target (and we know you have), you’ve b… [...]

By: Andy

Andy — Tue, 07 Apr 2009 00:48:17 +0000

My credit rating is in the mid 700’s and Target was charging me 16.99%. After I lost my job we needed to use the card a bit more and began to carry a balance. We were never late on a payment yet Target has twice raised our interest rate in the last year (now to 22.99%) and cut our limit from $11K to $4.5K so that we are now technically maxed out, whereas before we weren’t even at 50%. All of my other cards are around 8-10%…so Target is full of it. We paid it off immediately and Target has lost a customer. Their Customer Service is rude and mean spirited. Their excuse for cutting our limit and raising our rates was that we don’t have a home loan and the percentage of maxed out credit accounts. Funny thing is that we don’t have any maxed out accounts and Target was the only one that was AFTER they cut the credit limit. Sneaky!

By: Ken

Ken — Thu, 26 Mar 2009 18:01:04 +0000

I made the mistake of getting a Target Visa just so I could save 15% on my daughter’s keyboard. Unfortunately, I used it way too much later and it is almost maxed out. At almost 23% it is the worst credit card I have ever owned and I am very upset at myself for using it so much. I cut it up a week ago and will now focus on paying it off. Store credit cards are the worst! I will avoid them at all costs in the future. I still love Target though!

By: Patrick

Patrick — Mon, 23 Mar 2009 13:04:28 +0000

I have worked at Target and this article is right in the money. TGT forced many of its works to push the Redcard and if they got “Guests” to apply or pre-approved push it hard and a reward if they got ththe Guest to sign up. As the article states many were really not worthy and this is what TGT and many of the banks are finding out now. When you push to much it will turn on you.

By: BloggingBanks

BloggingBanks — Sat, 21 Mar 2009 18:15:01 +0000

I have worked at Target a while ago and could definitely tell you that most of the people that received TGTcredit cards were declined due to low credit scores in the first place.. I wonder how many other retailers such as TJ MAXX, Marchals, Kohl’s which also offer credit cards are suffering from bad loans..