You’ve got to watch out for all the sneaky ways stores and Web sites are creating to slip recurring charges onto your credit cards.

I fell for the “free magazines” that Loehmann’s clothing stores are offering.
As I was checking out a cashier said I could sign-up for three free months of the magazines being promoted on a laminated place mat on the counter.
“It’s a really cool offer,” she said.
I like free, and it looked legit, so I signed up. The cashier recorded my choices by scanning the bar codes for the titles I chose.
Stupid me. A few months later, three mysterious $15 charges showed up on my account.
The cashier didn’t mention that those free trials led straight into paid subscriptions, charged to the card I used at Loehmann’s, unless I went online to cancel the deal.
This isn’t a one-time hit either. The subscriptions automatically renew each year until you demand they stop.
I blame myself for neglecting to read the fine print and grilling the cashier about just what I was buying.
But I also blame Loehmann’s for taking advantage of its customers, especially when you’ve got a bag of clothes, a list of errands and a line of waiting customers behind you.

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